Home Loan
Getting a home is now easier than ever. With V-Secure Insurance home loans, we give you the best interest rates on housing finance and a wide selection of property options, so that you can live your best life. Apply for home loan online with us and avail higher loan eligibility with longest tenure up to 30 years.
ELIGIBILITY
Want to apply for home loan online? Check home loan eligibility mentioned below:
For Self-Employed Individuals:
- Resident Indians only
- Aged between 23-70 years
- Minimum 4 years of business continuity
- Must earn minimum ₹1.5 lakh per annum
- Tenure duration 12 months – 300 months
For Salaried Individuals:
- Resident & Non-Resident Indians
- Aged between 21-60 years
- Minimum 3 years of experience
- Must earn minimum ₹1 lakh per annum
- Tenure duration 12 months – 360 months
There are numerous forms of Home Loans. Here are a few examples:
• Home Loan for property purchase: This type of Home Loan can be used to purchase both ready-to-move-in and under-construction property.
• Home Loan for plot purchase and self-construction of property: This sort of Home Loan is available when you want to buy a plot and build a house on it.
• Home improvement loan: Use the borrowed funds to renovate your home.
• Balance Transfer: Transfer your existing Home Loan to IDFC FIRST Bank from another financier.