Personal Loan

Personal loans are an ideal solution to fund your personal requirements. Prakriti Wealth gives you personal loans for any financial need that you may have. Prakriti Wealth personal loan can help you to pay for your next trip, plan a wedding, or cover unexpected medical expenses.

How Personal loans work? 

When you apply for a personal loan, the bank gives you the option to repay the amount over a period of time, along with the interest. 

For example: If you apply for a loan of ₹5 lakhs with an interest rate of 12% per annum for 5 years. The monthly EMI that you have to pay will be ₹11,112 per month. 

Benefits of Prakriti Wealth Personal Loans

Affordable interest rates

The Prakriti Wealth personal loan is affordable; the loan interest rates start at 10.99% p.a. only.

Wide range

Don’t worry about providing for your financial needs; Prakriti Wealth offers personal loans ranging from ₹50,000 up to ₹40 lakhs.

Flexible repayment

The personal loan repayment tenure ranges between 12 and 60 months. Choose the tenure that best suits you. You can also prepay a part of the loan during the tenure of the loan.

Collateral-free loans

Prakriti Wealth personal loans are collateral-free, and you don’t have to pledge any security to avail a personal loan. The loan is unsecured and is issued based on income and other personal loan eligibility criteria.

Digital application and minimum documentation

Applying for a Prakriti Wealth personal loan is simple, and the loan is offered with minimal paperwork. You can get approval and have the loan sanctioned.