GENERAL TERMS OF USE
Welcome to Prakriti Wealth (“www.prakritiwealth.com”) owned and operated by Prakriti Wealth
Before you may use the Website, you must read all of these General Terms of Use (“Terms”) herein and the privacy policy provided on the Website. By using Prakriti Wealth’s products, software, services, and the Website or by availing any products offered by Prakriti Wealth’s partner institutions or third parties (“Services”), you understand and agree that Prakriti Wealth will treat your use of the Services as acceptance of these Terms from such point of usage. You may not use the Services if you do not accept the Terms. If you do not agree to be bound by these Terms and the Privacy Policy, you may not use the Website in any way. It is strongly recommended for you to return to this page periodically to review the most current version of the Terms in force. Prakriti Wealth reserves the right at any time, at its sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this Website signifies your assent/ratification of the updated or modified Terms. If you object to these Terms or any subsequent modifications to these Terms in any way, your only recourse is to immediately terminate use of the Website. We may require you to agree to additional terms (if any) between you and Prakriti Wealth in connection with specific services that you may avail of from time to time. The service provided by Prakriti Wealth through the Website is available and appropriate only for use in India.
You acknowledge and agree that Prakriti Wealth owns all rights, title, and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether registered or not). You further acknowledge that the Services may contain information that is designated confidential by Prakriti Wealth and that you shall not disclose such information without Prakriti Wealth’s prior written consent.
You also agree to provide true, accurate, current, and complete information about yourself as and when prompted by the Website. If you provide any information that is untrue, inaccurate, not updated or incomplete (or becomes untrue, inaccurate, not updated or incomplete), or Prakriti Wealth has reasonable grounds to suspect that such information is untrue, inaccurate, not updated or incomplete, Prakriti Wealth shall have the right to suspend or terminate your account and/or refuse any and all current or future use of the Website (or any portion thereof) or Services in connection thereto.
By making use of the Website, and furnishing your personal/contact details, you hereby agree that you are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns, or other promotional material that Prakriti Wealth or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode. You hereby agree that Prakriti Wealth may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfill your demand or complete your application. Further you also expressly agree and authorize Prakriti Wealth and its partners, service providers, vendors, and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
You agree and authorize Prakriti Wealth to share your information, with its group companies, vendors, service providers of Prakriti Wealth and other third parties, in so far as required for marketing purposes/offering/cross-selling various products and services and/or to provide you with various value-added services, in association with the Services selected by you or generally otherwise. You agree to receive communications through e-mails, telephone and/or SMS, from Prakriti Wealth or third parties. You also agree that Prakriti Wealth serves the right to make your details available to its partner banks/financial institutions, vendors, service providers, business partners, agents or any other third party and that you may be contacted by such partners and/or the third party for information through email, telephone and/or SMS. If you request not to receive such communication/marketing material any further, it shall be applied prospectively only and shall not apply in respect to your data already shared by Prakriti Wealth with its partners upon your prior consent. In case you do not wish to receive any such communication/marketing materials from our partner banks/ financial institutions/third parties, we request you to kindly get in touch with them independently, without involving Prakriti Wealth.
You agree and acknowledge that for undertaking any financial transaction through the Website, Prakriti Wealth may undertake client/customer due diligence measures and seek mandatory information required for Know-Your-Customer (“KYC”) purpose which as a customer you are obliged to give, while facilitating your request of loan/credit card/mutual fund and other financial product requirements with the banks/financial institutions, in accordance with applicable law and regulations. Prakriti Wealth may obtain sufficient information to establish, to the satisfaction of the banks/financial institutions, the identity of each new customer/user, and to ascertain the purpose of the intended nature of the relationship between you and the bank/financial institution. You agree and acknowledge that Prakriti Wealth can undertake enhanced due diligence measures (including any documentation), to satisfy itself relating to customer due diligence requirements in line with the requirements and obligations under applicable laws and regulations